TheSeunlijoka

Lagos, NigeriaBanker · Trade finance · Agri-tech

The farm gate and the credit committee speak different languages. I work in both.

I'm Oluwaseun Lijoka. Seven years in Nigerian banking, mostly trade finance and agribusiness lending, with roots in the cocoa farms of Ondo State. I now lead agri-tech at a Nigerian bank and I'm finishing a PhD in agribusiness. This is where I write about how credit and commodities actually work here, conventional and Islamic finance both.

Oluwaseun Lijoka
Oluwaseun (Seun) Lijoka
Base
Lagos, roots in Ondo State
Banking
7+ years, and counting
Practice
Trade finance, agribusiness lending, agri-tech

Market

What the market is saying.

Live futures prices for the commodities that move the trades, and the wider Nigerian agribusiness sector: cocoa, cotton, soybeans and sugar.

Global benchmark prices (IMF, monthly) — Cocoa: $5,919/tonne · Cotton: 95.84¢/lb · Sugar: 17.94¢/lb. As at September 2026, for reference outside trading hours.

Practice

Three ways into the work.

Writing

Latest essay.

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